- This page is about how you get paid, not what you trade. For instruments, leverage and weekend rules, see crypto prop firm comparison.
- The cost of a crypto payout ranges from 0% (FTMO) to 2% (Goat Funded Trader), 2.5% plus a flat fee (Fintokei) and 3.5% (The5%ers). The firm’s fee, not the network fee, is what actually moves the number.
- USDT on TRC20 and USDC on ERC20 are the de facto defaults. Sending to the wrong network is usually unrecoverable.
- Futures firms are the exception: Topstep pays to bank rails only, with a $125 minimum.
Being able to trade Bitcoin and being able to be paid in Bitcoin are two different products, and most comparison pages blur them. This page only covers the second one: your profit split leaves the firm and lands in a wallet you control.
That distinction matters commercially. A trader in a country where a USD wire takes a week and costs $40 cares about the payout rail far more than about how many altcoin pairs the platform lists. If your question is the instrument list, our crypto prop firm hub is the page you want instead.
Which firms pay out in crypto (checked 2026-07-29)
Every “official” row below comes from a page on the firm’s own site or help centre that we read directly. Where a firm blocks automated access, we say so rather than filling the cell from a review site.
| Firm | Coins and networks | Fee taken by the firm | Minimum | Stated speed |
|---|---|---|---|---|
| FTMO | BTC, ETH, LTC, USDC (ERC20), USDT (TRC20) | none — “no additional commissions” | $50 closed profit ($20 for bank wire) | Requests before 12:00 CE(S)T processed same day; weekend requests processed Monday |
| Fintokei | BTC, ETH, LTC, USDT, USDC (networks not stated) | 2.5% + €10 on ETH/USDT; 2.5% + €20 on BTC/USDC; 2.5% on others | €100 / $100 / ¥20,000 | Within 24 hours |
| FundedNext | USDT (ERC20, TRC20), USDC (ERC20) | trader covers transfer gateway charges | not stated | Within 24 hours |
| The5%ers | crypto offered; coin list not on the FAQ we could read | 3.5% (same rate as Rise and bank transfer; Hub Credit is 0%) | not stated | 14-day cycle |
| Goat Funded Trader | crypto offered; coins not stated | 2% processing fee | $100 | Within 2 business days; crypto capped at $4,000 per payout |
| ThinkCapital | crypto payout flow exists; no coin, fee or timing published | not stated | not stated | not stated |
| FXIFY | no crypto route stated — “all payout requests are processed via RISE” | not stated | not stated | usually within 3 business days |
| Maven Trading | no crypto payout stated — Rise, or direct bank in a short country list | $20 on Rise | not stated | not stated |
| Topstep | none — bank rails only | $30 on ACH and wire; free on Prop-to-Brokerage, Aeropay and Wise | $125 | Same day (US, before 12:00 CT) to 5–10 business days (SWIFT) |
Not verifiable at the time of writing: FundingPips (help centre returned 403, main site 429), E8 Markets (all help URLs returned 403), Hola Prime (payout method pages returned 404 — only the timeline page loaded), Apex Trader Funding (support articles returned 403) and City Traders Imperium (no official payout page located). Third-party reviews make specific claims about all five. We are not repeating those as fact, because a review site’s screenshot of a payout screen from an unknown month is not a source.
The firm’s fee is the number that matters, not the network fee
Traders coming from exchanges assume the on-chain cost is the cost. At prop firms it usually is not. The processing percentage the firm takes off the top dwarfs a few dollars of gas.
On a $1,000 payout, using the rates above:
| Firm | Fee on $1,000 | What you receive |
|---|---|---|
| FTMO | $0 | $1,000 less network fee |
| Goat Funded Trader | $20 | $980 |
| Fintokei (USDT) | $25 + €10 | roughly $964 |
| The5%ers | $35 | $965 |
That ordering flips the usual “cheapest firm” ranking. A firm with a $19 evaluation fee that skims 3.5% off every payout costs more than a $89 evaluation with free withdrawals the moment you are withdrawing regularly. If you plan on monthly payouts, model the payout fee across a year before you compare entry prices.
One structural note: The5%ers charges the same 3.5% on crypto, Rise and bank transfer, and 0% on Hub Credit (balance kept on the dashboard). So the crypto route there is not penalised relative to the alternatives — the fee is on withdrawing at all, not on choosing crypto.
Coins and networks: two defaults, and one expensive mistake
Where firms name a network at all, the pattern is consistent. USDT is offered on TRC20 (Tron) and USDC on ERC20 (Ethereum). FTMO states both explicitly. FundedNext offers USDT on either ERC20 or TRC20 and requires you to specify which.
Three practical points:
- Firms that only name the coin, not the network, will ask for the network at request time. Take it from that screen.
- FundedNext states the wallet must be a personal wallet, not a business account. Exchange deposit addresses are a common cause of rejected or lost payouts.
- FTMO states that traders bear responsibility for the address and network, and that it cannot reverse or trace a transaction entered incorrectly. That is the standard position across the industry, and it is why a $2 network fee is worth paying attention to only after you have triple-checked the chain.
Rise is a crypto rail wearing a suit
Several firms that do not advertise “crypto payouts” route everything through Rise, which settles on-chain to the trader’s wallet and lets the trader take the money in stablecoins or in local currency. FXIFY processes all payouts through Rise. Maven Trading uses Rise for anyone outside its short direct-bank country list. The5%ers and Goat Funded Trader offer Rise alongside a direct crypto option.
So “does this firm pay in crypto?” has a softer answer than a yes/no table suggests: a Rise-only firm can still get you stablecoins, but the choice of coin and the conversion happen at Rise rather than at the firm, and the firm’s own fee still applies first. Check the Rise fee separately — ThinkCapital states a flat $50 per Rise payout, which is punitive on small withdrawals.
Futures firms are a different world
If you trade futures rather than CFDs, crypto payouts largely do not exist. Topstep publishes its full method list and none of it is crypto: Prop-to-Brokerage and Aeropay for US traders, Wise internationally, ACH and SWIFT wire at $30 each, with a $125 minimum and a requirement that the receiving account be in your own name.
This is a regulatory posture, not an oversight — US-facing futures firms operate under tighter payment compliance than offshore CFD firms. If crypto payout is a hard requirement for you, the futures side of the industry is mostly closed. Our futures prop firm comparison covers that segment on its own terms.
Where crypto payouts get blocked
- US residents face the most restrictions. KYC-driven limits on crypto disbursement are common, and the futures firms serving the US do not offer it at all.
- Payouts are made to an account in your own name. Firms reject third-party wallets, and some ask for wallet ownership proof on larger amounts.
- Per-payout caps exist. Goat Funded Trader caps crypto at $4,000 per request while placing no limit on Rise — a detail that only bites when you finally have a large payout to take.
- First payouts are slower than the published speed because KYC must clear first. The “within 24 hours” figures describe the steady state, not your first withdrawal.
Tax: taking it in USDT defers nothing
Receiving crypto as payment is, in most jurisdictions, taxable at its value on the day of receipt, and the later sale is a separate event. Choosing a stablecoin does not change the timing, and choosing BTC adds a second price exposure between receipt and conversion.
The records worth keeping at the moment of payout are the firm’s payout confirmation, the on-chain transaction hash, and the rate you used to value it. Reconstructing these a year later from an exchange export is far harder than saving them at the time. Country-specific notes are in our tax guides for Japan, the UK and the US; none of it is tax advice, and a licensed professional should make the final call.
Before you count on a crypto payout
- Confirm the coin and network on the firm’s own payout screen, not from a comparison page — including this one.
- Find the firm’s processing percentage and multiply it by a realistic year of payouts.
- Check the per-payout cap. It is invisible until the payout you actually care about.
- Complete KYC before you need the money, not when you request it.
- If the firm routes through Rise, price the Rise fee as well as the firm’s fee.
Crypto payouts have become large enough to be measured: Finance Magnates Intelligence put on-chain payout flows across the ten largest prop firms at $115.1 million in Q1 2026, up from $55.3 million a year earlier — while cautioning that the wallet-based proxy also captures affiliate and operational transfers, so treat it as a direction, not a headcount.
Prop trading is speculative and nothing here guarantees a payout or a profit. Final investment decisions are your own; this site does not provide investment advice.
Recommended prop firms
Three firms we work with, each with a documented payout route.
FTMO — the clearest crypto payout terms we found
Operating since 2015. Five coins across two networks, no commission charged by the firm, a $50 minimum, and same-day processing for requests submitted before noon CE(S)T.
The5%ers — crypto, Rise, bank or Hub Credit at one flat rate
A veteran since 2016. All three withdrawal rails cost the same 3.5%, so the choice is about convenience rather than cost, and leaving profit as Hub Credit is free.
→ Visit The5%ers official (use coupon code “HZZS4” for a discount)
Fintokei — published fee schedule, per coin
Publishes an unusually specific payout fee table by coin, plus JPY and EUR minimums — useful if you want to know the cost before you have anything to withdraw.
→ Visit Fintokei official (coupon code “FINTO5KEI”)