TL;DR — which one to pick

PriorityPick
Long operating record / trustFTMO
Lower entry fees / accessibilityFundedNext
Maximum profit splitRoughly equal (80–90%)
Payout transparencyFTMO (longer track record)
Variety of evaluation modelsFundedNext

If you’re uncertain, start with FTMO at a small account size ($10K–$25K) to learn the rule set. The trust margin from FTMO’s decade-long record matters most when you’re new.

FTMO review / FundedNext review

1. Operating record

FTMOFundedNext
Founded20152022
BaseCzech Republic (Prague)UAE (Dubai)
Years operating10+~3

FTMO has weathered multiple market cycles and industry trust crises. FundedNext is growing fast but the long-term track record is still being established.

2. Evaluation terms

FTMO

  • Two-phase: Challenge (30 days, +10%) → Verification (60 days, +5%)
  • Max loss: 10%; max daily: 5%
  • Fees: $89–$1,080 (depends on account size)
  • Refund of evaluation fee on first payout (with conditions)

FundedNext

  • Evaluation: two-phase, similar terms
  • Express: single-phase
  • Stellar Lite / Stellar 1-Step: alternative tracks
  • Fees: $59–$1,099
  • Details update often — confirm on the official site

Flexibility goes to FundedNext. Simplicity goes to FTMO.

3. Profit split

FTMOFundedNext
Base profit split80%80%
Performance ceilingUp to 90%Up to 90%
First payoutOn-demand / then 14-day cycle14-day cycle

Numerically similar. The practical difference is payout reliability, where FTMO’s longer track record wins.

4. Platforms

FTMOFundedNext
MT4
MT5
cTrader
DXtrade
Match-Trader(some plans)

FTMO has broader platform coverage.

5. Risks

FTMO

  • Higher evaluation fees than competitors
  • Consistency rule can disqualify outwardly-profitable accounts

FundedNext

  • Short operating history → higher relative shutdown risk
  • Rule cadence is fast — terms can shift during a held challenge
  • UAE jurisdiction with shifting financial regulation

Who each one fits

Pick FTMO if

  • You plan to use the same firm long-term
  • You prefer a simpler rule set
  • Trust matters more than fee differential

Pick FundedNext if

  • You want to test the model at lower cost first
  • You want to skip to a single-phase (Express) evaluation
  • You like comparing multiple evaluation models

Reminder

Numbers in this article reflect publicly available information as of May 2026. Evaluation terms, fees, and profit splits may change. Verify the latest terms on the official site before purchasing.