• Three plans as of July 2026: StartTrader (3-step), SwiftTrader (1-step), ProTrader (2-step).
  • ProTrader targets 8% then 6%, with a -5% daily and -10% overall loss limit, 80% reward.
  • SwiftTrader targets 10% in a single phase, -3% daily / -6% overall, 100% reward per the plan page.
  • StartTrader targets 2% → 3% → 6%, -3% daily / -6% overall, dynamic 50-100% reward.

FinTokei no longer runs the old FTMO-style 30/60-day two-step model. The current lineup gives you three routes with no time limit on ProTrader and SwiftTrader (StartTrader phases are capped at 180 days each). All accounts are demo environments; rewards are paid as a “data provision fee” based on demo profits.

ProTrader (2-step)

  • Profit target: 8% (phase 1), 6% (phase 2).
  • Daily loss limit: -5%. Maximum loss: -10%.
  • Max allowed risk on open trades: -3%.
  • Minimum 3 trading days per phase, no time limit (at least one trade every 30 days required).
  • Reward: 80%.
  • Sizes: $5,000-$400,000 on the global site (JPY tiers of 1M-50M yen on the Japanese site).
  • Swing and Slim variants exist with different conditions.

SwiftTrader (1-step)

  • Profit target: 10%, single phase.
  • Daily loss limit: -3%. Maximum loss: -6%. Open-trade risk cap: -3%.
  • Minimum 5 trading days, no time limit.
  • Reward: 100% per the plan page, with a +3% profit target required for each payout. Wording varies across Fintokei’s own pages, so confirm the payout terms before buying.
  • Sizes: $10,000-$200,000 on the global site.

StartTrader (3-step, beginner-oriented)

  • Profit targets: 2% → 3% → 6%.
  • Daily loss limit: -3%. Maximum loss: -6%.
  • Consistency rule: max 40% of the profit target from a single day.
  • Minimum 3 trading days and maximum 180 days per phase. Leverage is lower (1:25 on FX).
  • Reward: dynamic 50-100% (“Dynamic Performance Reward”), recalculated per payout.

Prohibited practices (all plans)

EAs are allowed and weekend holding is allowed on all three plans, but the following are not:

  • Copying other people’s signals or having a third party manage your account.
  • Third-party EAs or services built to “pass” prop evaluations, or exploiting platform inefficiencies.
  • Tick scalping and HFT.
  • Latency arbitrage.
  • Opposite trading / hedging across multiple accounts or traders.

News trading is not listed among the prohibited practices on the plan pages, but the pages are not the full terms — check the rulebook if your strategy depends on it.

The current lineup favors patient traders: no deadline pressure on the main plans, but tight daily loss caps (especially on the -3% plans) that punish oversized positions.

Internal: FinTokei review

For maximum reputation: FTMO official

For skip-the-challenge: The5%ers (coupon “HZZS4”)