Bottom line first

ItemFundoraFintokei
Founded2025 (live 19 March)2022
Years in operationJust over a year3+ years
Profit split80%Varies by plan (up to 90%)
Maximum capital60M JPY (about $400,000)Varies by plan
PlatformcTrader onlyMT4 / MT5
Japanese supportFullFull
Domestic bank transferExpected supportSupported (Japan-focused)
PayoutsFirst in 28 days → 14-day cycleVaries by plan
  • If you value MT4/MT5 + operating recordFintokei
  • If cTrader + domestic Japanese operation appeals to you → Fundora

Comparison across five axes

1. Operational continuity

Fintokei was founded in 2022 and, as of writing in May 2026, has more than three years of operation. Among Japan-focused firms, it has the longest track record and publishes cumulative payout figures.

Fundora went live on 19 March 2025, so it has just over a year of operation. The operator, though, is a registered Japanese business, and it is unusually transparent for a newcomer.

Fintokei has the edge on track record; Fundora’s counterweight is being the only domestically operated firm of the two.

2. Platforms

Both firms are designed with Japanese traders in mind, but their platform choices diverge sharply.

  • Fintokei: MT4 / MT5 (industry standard, large EA ecosystem)
  • Fundora: cTrader only (favored for depth-of-market data and discretionary trading)

EA-focused traders gravitate to Fintokei, while discretionary traders who want order book visibility lean toward Fundora.

3. Depth of Japan market support

FundoraFintokei
Japanese supportYes (domestic operation)Yes (dedicated team)
JPY payoutsExpected supportSupported
Domestic bank transferExpected supportSupported
JPY-denominated accountsExpected supportSelect plans
Japanese holiday handlingYesYes

Both go far deeper on Japan-market support than the overseas majors, with real savings on FX fees and transfer times. For details, see Prop firms with JPY payout comparison.

4. Profit split and conditions

Fintokei offers multiple plans, each with different profit splits. At the top tier, a 90% split plan is available, making it well-suited for traders who run accounts long term.

Fundora uses a flat 80% split — industry-standard territory. If you value simplicity, a single number is easy to plan around.

5. Momentum and community

Fundora launched with a pre-launch waitlist of over 4,000 people. Its social media community is active, and brand awareness is unusually high for a firm this new.

Fintokei already has three years behind it and leads on cumulative users and payout records. Among Japan-focused firms, it is currently the most mature option.

Which should you choose?

Fintokei suits you if you

  • Already use MT4 / MT5, or your operation is EA-centric
  • Want 3+ years of operating record as your basis of trust
  • Want multiple plans to choose from (such as the 90% split plan)
  • Want to continuously verify cumulative payout records

Fundora suits you if you

  • Want to use cTrader or are willing to learn it
  • Want to support a firm that is owned and operated within Japan
  • Can accept newcomer risk with eyes open
  • Enjoy the community side of a new launch — waitlists, social channels

Running both is also an option

You can run both firms in parallel and let real trading reveal which fits your style. For more, see Multi-prop-firm parallel operation guide.

Summary

  • For track record and MT4/MT5, Fintokei; for cTrader and domestic Japanese operation, Fundora
  • Both go deeper on Japan market support than overseas majors, with meaningful JPY management benefits
  • Final investment decisions are your own. This site does not provide investment advice.

FTMO — the industry leader

The industry standard, with 11 years of operation (since 2015).

Visit FTMO official

The5%ers — for traders who want to start without an evaluation

A 10-year veteran (since 2016). Instant Funding lets you start immediately without evaluation pressure.

Visit The5%ers official (use coupon code “HZZS4” for a discount)